Every U.S. State, Every Paycheck — Mobile-First, Always Updated, Numbers Stay in Your Browser
The complete U.S. paycheck calculator suite: all 50 states plus DC, with each state’s actual withholding rules built into its calculator and updated to the current IRS tax brackets, the Social Security Administration’s wage base, and the state’s published rate. Designed mobile-first so you can run a real take-home calculation in 20 seconds on a phone — with the math shown, every line of your pay stub explained, and your salary numbers never leaving your browser.
Our calculators use the standard formulas published by the IRS, the Social Security Administration, the U.S. Department of Labor, and state departments of revenue. They give a strong working estimate of your paycheck — but they cannot account for every credit, deduction, employer plan, or local quirk. For an exact figure or a real tax decision, see your tax preparer or the IRS. See our Disclaimer.
Every calculation runs in your browser, locally, in JavaScript. We do not receive, transmit, or store the salary, hourly wage, hours, bonus, or withholding figures you enter. Close the tab and the numbers are gone. This is the only safe privacy posture for a paycheck tool — see our Privacy Policy.
State-by-State Coverage — the Lead Feature of This Site
State income-tax rules are where most paycheck calculators break. We treat each state as its own piece of work, with its own withholding rules, brackets, exemptions, and pay-frequency quirks reflected in that state’s calculator. Below is how we approach the major groups:
No-tax states
Alaska, Florida, Nevada, New Hampshire (interest/dividends only), South Dakota, Tennessee, Texas, Washington, Wyoming — no state income tax on wages, but FICA and federal still apply.
Flat-rate states
Colorado, Illinois, Indiana, Kentucky, Massachusetts, Michigan, North Carolina, Pennsylvania, Utah — a single statewide rate applied to taxable wages.
Bracket states
California, New York, New Jersey, Oregon, Hawaii, Minnesota, and many others — graduated brackets with rates increasing by income level.
Local-tax states
Pennsylvania, Ohio, New York City, and others — we surface where a local or city income tax applies on top of federal and state.
The Calculator Suite — Every Paycheck Question
Each calculator is built mobile-first, runs in your browser, and uses the current IRS, SSA, DOL, and state rates. The library:
- State paycheck calculator — per-state take-home pay including federal income tax, FICA, state income tax, and any local tax
- Hourly to salary — convert hourly to annual gross and back
- Overtime (FLSA) — time-and-a-half on hours over 40 in a workweek, with weighted regular-rate handling
- Federal income tax — current IRS brackets, standard deduction, marginal vs. effective rate
- FICA — Social Security at 6.2% to the wage base + Medicare at 1.45% + 0.9% Additional Medicare
- W-4 withholding — effect of dependents, other income, and extra withholding on your paycheck
- Bonus tax — flat 22% supplemental rate vs. aggregate-method comparison
- 401(k) impact — what a pre-tax 401(k) contribution does to take-home pay and current-year tax
- Self-employment / 1099 — SECA self-employment tax (15.3%) plus federal and state income-tax estimate
- Raise / pay-rise — what a percentage or dollar raise actually adds per paycheck
- Pay-frequency converter — annual, monthly, semi-monthly, bi-weekly, weekly, daily, hourly
- Gross-to-net & net-to-gross — work forward from gross or backward from a target take-home
- Pay-stub explainer — every line of a U.S. pay stub explained (OASDI, HI, FIT, SIT, pre-tax, post-tax)
The U.S. Pay & Tax Framework Our Calculators Use
We are not a regulator; we describe the framework so you know where each number comes from:
| What it covers | Source | Where rates come from |
|---|---|---|
| Federal income tax brackets & standard deduction | IRS | Annual Revenue Procedure; Publication 15-T for withholding methods |
| Form W-4 (employee withholding) | IRS | Current-year Form W-4 and Publication 15-T worksheets |
| FICA — Social Security (OASDI) 6.2% | Social Security Administration | Annual Social Security wage base announcement (cost-of-living adjustment) |
| FICA — Medicare (HI) 1.45% + Additional Medicare 0.9% | IRS / SSA | Internal Revenue Code §3101; Additional Medicare threshold |
| Self-employment tax (SECA) 15.3% | IRS | Schedule SE; 92.35% net-earnings adjustment |
| Overtime — time-and-a-half over 40 hours / workweek | U.S. Department of Labor, Wage and Hour Division | Fair Labor Standards Act (FLSA); 29 CFR Part 778 |
| State income tax brackets and flat rates | State departments of revenue / taxation | Each state’s official annual publication |
| Wage and salary statistics | Bureau of Labor Statistics (BLS) | Occupational Employment and Wage Statistics (OEWS) and CPI data |
What Sets paycheck-calculators.org/ Apart
1. All-50-states coverage discipline. Every state has its own paycheck calculator built against that state’s own published rules — no-tax, flat-rate, bracket, or local-tax. 2. Annual rate-update discipline. Tax brackets, the Social Security wage base, the Additional Medicare threshold, the standard deduction, and most state rates change each year — some mid-year. Every calculator carries a “Rates current as of” date, and we update on the IRS/SSA/state schedule. 3. Browser-compute privacy. Calculations run in your browser; we do not receive or store your paycheck numbers.
How to Use a Paycheck Calculator Here
- Pick the calculator. Paycheck (per-state), hourly-to-salary, overtime, bonus tax, 401(k) impact, and so on.
- Pick your state. The right state controls your state income tax and any local tax that applies.
- Enter your numbers. Gross, hours, pay frequency, pre-tax deductions, W-4 details. Mobile-friendly inputs throughout.
- See the instant estimate. No “calculate” round-trip — results update as you type.
- Read the working. Every result shows federal tax, FICA, state tax, local tax, and deductions broken out so you can see where each dollar went.
- Check the “Rates current as of” stamp. If the figure matters for a specific paycheck or filing, confirm the published rate against the IRS or your state agency.
- For real decisions, confirm with a pro. A CPA or enrolled agent handles your actual filing.
What This Site Is — and Is Not
paycheck-calculators.org/ is the free, modern, mobile-first reference for U.S. paycheck math. We are completely independent. We are not affiliated with the Internal Revenue Service, the Social Security Administration, the U.S. Department of Labor, the Bureau of Labor Statistics, any state department of revenue, your employer, or any payroll provider. We do not prepare returns, file taxes, issue paychecks, give individualized tax or financial advice, or sell payroll services.
Corrections & Feedback
Tax tables change. State rates change. The IRS publishes a new Publication 15-T. If you spot a calculator using an outdated rate or a formula that does not match the official source, tell us.
Email info@paycheck-calculators.org with the calculator URL and the detail that needs updating, plus the IRS, SSA, DOL, or state-agency citation. Confirmed rate errors are fixed within 48 hours, faster when the new tables are already published.
Run a Real Paycheck Estimate in 20 Seconds
Pick your state, enter your gross, see your take-home broken down by federal tax, FICA, state tax, local tax, and pre-tax deductions. Mobile-first, instant, private.
💵 Open the calculators 📧 Contact us